Kidnap, Ransom & Extortion

Be prepared and protect your people against kidnap, ransom, and extortion threats. Let us help you understand your coverage options to keep your business going in case an incident occurs.

What is Kidnap, Ransom & Extortion Insurance?

Kidnap, ransom, and extortion insurance(K&R + extortion) help protect your company from financial losses due to ransom demands. Every organization is a potential target. For small to midsize companies, the costs associated with such risks are too hefty that business operations are interrupted.

While prime targets are those involved with business dealings and international travels, no one is immune to kidnapping risks.

Domestic organizations and financial institutions can also be at risk. Affluent families or individuals, volunteers, interns, and even students traveling abroad are not exempt from extortion attempts either.

What does Kidnap, Ransom & Extortion​ cover?

As business owners, you must be prepared to manage exposure to kidnapping, ransom, and extortion. These are your options for coverage:
  • Kidnap for Ransom
  • Extortion
  • Consulting
  • Hijack
  • Disappearance investigation expenses
  • Legal liability
  • Business interruption costs
  • Public relations
  • Death and dismemberment
  • Personal financial losses, medical, rest and rehabilitation, and travel

What is not covered?

For those who travel to places where kidnap for ransom is prevalent, your K&R won't be able to cover you. Hence, it is crucial to have access to security experts who can provide information on the places where your insurance can and cannot cover you. They also advise on how you could stay safe when visiting certain countries.

​Additionally, K&R does not cover dishonest or fraudulent kidnap and ransom claims. It is also essential to review your policy definitions to know what exactly your coverages are.


Understand risks from Kidnap, Ransom, and Extortion. Contact Arena Insurance Brokers, Inc. Call us at 913-363-1300 or get an online quote here.
(913) 363-1300
Westwood Office:
4705 Mission Road
Westwood, KS 66205​

Overland Park Office:
8011 College Blvd.,
Suite 100
Overland Park, KS 66210​​
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