Contractors Insurance

Protect your business from unexpected liabilities from third parties. Allow our experts to guide you in choosing your contractors insurance plan.

What is Contractors Insurance?

Contractor Insurance helps protect your business from financial liabilities resulting from unexpected work-related accidents. It includes the protection of your business, business assets, and employees.

It is crucial to understand the best type of insurance for contractors. What you need would depend on the type of your business, its size, and its location.

​Who needs Contractors Insurance?

  • Electricians
  • Carpenters
  • Plumbing  Contractors
  • Roofers
  • Landscapers
  • Construction Contractors
  • Painters
  • Railroad Contractors
  • ​Pool and Spa Contractors
  • HVAC Contractors
  • Alarm Contractors

Coverages of Contractors Insurance

General Liability
  • General liability insurance is one of the most important coverages you can get as it covers bodily injuries or property damages caused by your business to a third party. Someone could blame you for a wrench falling into their car, or someone could bump into your heavy equipment, causing them to fall and break their back. General liability helps cover claims over these mishaps. Call Arena Insurance Brokers, Inc. at 913-363-1300 to get a quick GL quote

Workers' Compensation
  • Workplace injuries can happen anytime. Having worker's comp helps you and your employees pay for medical bills for injuries or illnesses acquired while on duty. Get a separate quote on your worker's comp policy here.

Business Owners' Policy
  • Business Owners' policy combines property and liability coverage into one package usually targeting small to medium-sized businesses.​ Get a separate quote online here.

Commercial Auto
  • ​As a contractor, you would most likely have vehicles you use for work or transport. Commercial auto covers accidents like property damage or bodily harm caused by those vehicles. Get a quick quote on your commercial auto from Arena Insurance Brokers, Inc. by calling 913-363-1300.

Builders' Risk
  • Builders' risk helps protect your construction projects from certain property damages. This coverage includes building materials, supplies, and equipment involved in the project. Get a separate Builders' risk policy by getting a quick quote here.

​Commercial Umbrella
  • This coverage provides additional liability by covering costs beyond other liability coverage limits. This coverage usually works with other liability coverages, such as general liability insurance. Know more about commercial umbrella by calling a risk advisor from Arena Insurance Brokers, Inc. at 913-363-1300.

Tools and Equipment
  • It is formally known as Inland Marine. It covers your tools and equipment from natural events and theft as you take them to and from a project site. You might want to include this coverage if you work at different locations, as it will provide financial protection for your equipment wherever you go. It can be purchased as a stand-alone policy or added to your Business Owners' Policy or General Liability.  Call a risk advisor from Arena Insurance Brokers, Inc. at 913-363-1300 to learn more about Inland Marine.

Commercial Property
  • It covers specified structures and property within them. It is often used by larger contractors who own buildings and those who have storage facilities for heavy machinery. Understand what a commercial property insurance policy is and know your options for coverage by calling us at 913-363-1300.
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Professional Liability
  • This type of liability covers you for cases you are accused of not doing your job properly, whether it is true or not. This coverage helps you pay for costs to defend your business if someone files a claim saying you didn't deliver the services you agreed to provide. Protect your business against devastating financial loss from lawsuits. Get a separate quote online here.

Contact Arena Insurance Brokers, Inc. and know more about your Contractors' Insurance.
(913) 363-1300
Westwood Office:
4705 Mission Road
Westwood, KS 66205​

Overland Park Office:
8011 College Blvd.,
Suite 100
Overland Park, KS 66210​​
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